Contractors Professional Liability & Contractors Pollution Coverage
Alpha Specialty Programs offers professional liability and contractors pollution coverage for a wide array of contractors, design build firms and construction managers. From small artisans to large general contractors, the underwriters at Alpha Specialty Programs have a tailored solution for your construction related clients.
- Coverage is available on Surplus Lines paper backed by Certain Underwriters of Lloyds which is rated: A (excellent) by A.M. Best.
- A customer centric approach with various value added services to assist you in understanding the coverage in relation to the insured’s exposures.
- Dynamic underwriting provided by specialist underwriters whom only underwrite A&E, Construction and Developer related insureds.
- Very Broad appetite
- Competitive premiums and retentions
- Claims handling provided by a specialized law firm who only defends insured’s in the design development and construction industries.
- Up to 5 million per claim / Aggregate limits offered
- Full policy limits for the below coverages:
- Bodily Injury
- Property Damage
- Pollution Liability
- Contractors Pollution Coverage with Microbial/ Mold coverage included
- Third Party Discrimination
- Personal & Advertising Injury
- Broad definition of Insureds
- Including Management Control, Independent Contractors,
- Automatic vicarious coverage for the insured’s subcontractors and sub consultants
- Ability to include rectification sublimits.
- Favorable faulty workmanship policy wording.
- Punitive Damages included to the full extent that they are insurable.
- CONSTRUCTION MANAGEERS
- GENERAL CONTRACTORS
- DESIGN BUILD FIRMS
- SYSTEM INTEGRATORS
- TRADESMEN/ ARTISAN CONTRACTORS
Professional Lines Practice Leader
Alpha Specialty Programs
A Division of Southern Insurance Underwriters, Inc., CMGA