Architects, Engineers and other Construction Consultants Professional Liability

Alpha Specialty Programs offers Errors & Omission coverage for a wide array of design professionals and technical consultants.  Coverage can be customized to fit the needs of the most discerning of insureds.

Program Highlights:

• Coverage is available on Surplus Lines paper backed by Certain Underwriters of Lloyds which is rated: A (excellent) by A.M. Best.
• A customer centric approach with various value added services to assist you in understanding the coverage in relation to the insured’s exposures.
• Dynamic underwriting provided by specialist underwriters whom only underwrite A&E, Construction and Developer related insureds.
• Very Broad appetite
• Competitive premiums and retentions
• Claims handling provided by a specialized law firm who only defends insured’s in the design development and construction industries.

Coverage Highlights:

• Up to 5 million per claim / Aggregate limits offered
• Full policy limits for the below coverages:
  • Bodily Injury
  • Property Damage
  • Pollution Liability
  • Third Party Discrimination
  • Personal & Advertising Injury
• Broad definition of Insured’s
  • Including Management Control, Independent Contractors, etc.
• Optional vicarious coverage for the insured’s subcontractors and sub consultants
• Ability to include rectification coverage.
• Punitive Damages included to the full extent that they are insurable.

Targeted Insureds:

• ARCHITECTS
• CHEMICAL ENGINEER
• CIVIL ENGINEERS
• DRAFTING SERVICES
• ELECTRICAL ENGINEER
• HVAC ENGINEER
• INDUSTRIAL ENGINEER
• INSPECTION SERVICES
• INTERIOR DESIGN
• LANDSCAPE ARCHITECTS
• LEED CONSULTING
• MACHINE ENGINEER
• MAPPING/ GIS
• MECHANICAL ENGINEER
• O&G ENERGY CONSULTANTS
• PROCESS ENGINEER
• SYSTEMS INTEGRATION SERVICES
• VARIOUS TECHNICAL CONSULTANTS