Contractors Professional Liability & Contractors Pollution Coverage

Alpha Specialty Programs offers professional liability and contractors pollution coverage for a wide array of contractors, design build firms and construction managers.  From small artisans to large general contractors, the underwriters at Alpha Specialty Programs have a tailored solution for your construction related clients.

Program Highlights

• Coverage is available on Surplus Lines paper backed by Certain Underwriters of Lloyds which is rated: A (excellent) by A.M. Best.
• A customer centric approach with various value added services to assist you in understanding the coverage in relation to the insured’s exposures.
• Dynamic underwriting provided by specialist underwriters whom only underwrite A&E, Construction and Developer related insureds.
• Very Broad appetite
• Competitive premiums and retentions
• Claims handling provided by a specialized law firm who only defends insured’s in the design development and construction industries.

Coverage Highlights

• Up to 5 million per claim / Aggregate limits offered
• Full policy limits for the below coverages:
  • Bodily Injury
  • Property Damage
  • Pollution Liability
  • Contractors Pollution Coverage with Microbial/ Mold coverage included
  • Third Party Discrimination
  • Personal & Advertising Injury
• Broad definition of Insureds
  • Including Management Control, Independent Contractors,
• Automatic vicarious coverage for the insured’s subcontractors and sub consultants
• Ability to include rectification sublimits.
• Favorable faulty workmanship policy wording.
• Punitive Damages included to the full extent that they are insurable.

Targeted Insureds:

• CONSTRUCTION MANAGERS
• GENERAL CONTRACTORS
• DESIGN BUILD FIRMS
• FABRICATORS
• SUBCONTRACTORS
• SYSTEM INTEGRATORS
• LANDSCAPERS
• TRADESMEN/ ARTISAN CONTRACTORS

Please Contact:

Karen Martin

Professional Lines Underwriter

678-498-4572

kmartin@alphaprograms.com